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A fairly common home-safe capacity is 1.2 to 1.3 cubic feet, which should easily accommodate a foot-high stack of 8½- by 11-inch papers, for example.Most home safes are designed to protect their contents from fire, theft, or both. We don't test safes here at Consumer Reports, but many are tested by independent organizations such as Underwriters Laboratories (UL) and Intertek (which uses the ETL mark).Here are some of the ways they evaluate them: Fire resistance Fire is the No. The National Fire Protection Association says that during an average lifetime, there's a one in four chance of experiencing a household fire large enough to warrant calling the fire department.1 concern of most buyers, according to Greg Bonsib, director of brand management at Sentry Safe, a major manufacturer in Rochester, N. UL and Intertek rate fire-resistant safes in terms of what type of material they'll protect and how long they'll protect it.Home safes might not be the best place for your precious jewelry, rare coins, or 1952 Mickey Mantle rookie card.For those kinds of treasures, a safe-deposit box at a bank probably offers more protection.Dale Soos, an engineer with Intertek, says his organization confers a "verified" mark on safes that meet their manufacturers' criteria for water resistance.

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Larger safes cost more, and accessories like drawers and shelves can add to the bill.

Where to buy one You can find home safes at such retailers as Home Depot, Lowe's, and Sears, as well as online at Amazon.com, among other sites.

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